Credit Risk Portfolio Analyst - Nordstrom
Reply to: resumes@nordstrom.com
Job Summary: Design, deploy and monitor transactional portfolio risk strategies.
Primary Responsibilities: - Use statistical analyses to better understand customer behavior and develop solutions to minimize risk of charge off while maximizing spend opportunities.
- Apply statistical techniques to optimize, create and maintain effective credit decision strategies for new applications.
- Lead cross-functional implementation of new strategies utilizing strong project management and communication skills.
- Act as liaison for internal business units to support marketing, customer care and process management as efforts relate to portfolio management.
- Define performance metrics that measure the effectiveness of portfolio risk strategies and respond to ad hoc risk issues.
- Create and maintain accurate reporting of risk variances and trends with analysis for recommended adjustments to controls and models.
- Monitor and evaluate performance of credit behavioral support systems utilizing external scoring, management software packages or programs to aid in portfolio management.
Minimum Qualifications: - Bachelor’s degree in business, math, statistics, economics or related quantitative discipline or equivalent combination of related education and experience is required. Masters degree in a related field is preferred.
- Minimum of three years of portfolio risk or business strategy experience with ability to perform transaction-based quantitative analysis is required. Three years of credit card or fraud experience is preferred.
- Working knowledge of Microsoft (MS) in a Windows environment with an advanced level of proficiency in word processing (Word), spreadsheet (Excel), presentation (PowerPoint) and database (Access) is required.
- Strong oral and written communication and presentation skills combined with the ability to lead group discussions and explain complex solutions cross-functionally.
- Ability to apply analytical, computer, statistical and quantitative problem solving skills.
- Proficiency in use of analytical packages used to analyze customer databases (SAS, SPSS, etc.) is a plus.
The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.
We are an equal opportunity employer committed to providing a diverse environment.
No Visa Sponsorship available for this position.
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